Health Insurance Options for Children

Health care Rights for Children

Health insurance companies are prohibited from denying coverage to children under age 19 or excluding coverage for a pre-existing medical condition.

Go to HealthCare.gov or HealthSherpa.com to shop for and compare private health insurance plans available in your state.

Children’s Health Insurance Program

Your child or teen may be eligible for free or low-cost health insurance through your state’s Children’s Health Insurance Program (CHIP) or Medicaid, depending on your income. Go to Insurekidsnow.gov or call (877) Kids-Now (877-543-7669) to find out if your child is eligible.

Options for Young Adults  

If you’re under age 26 and aren’t offered health coverage through your job, the ACA allows you to stay on or rejoin your parent’s health insurance plan, even if you’re married, don’t live with your parents or are no longer a dependent of your parents. Contact your parent’s insurance company to take advantage of this option.

Community Health Centers

Some hospitals, health centers and clinics provide medical care, prescription drugs, dental care and other services regardless of your ability to pay. Anyone may use a community health center, whether you have health insurance or not. How much you pay depends on your income. Find a community health center near you.


Grandmother and granddaughter researching on laptop

Health Insurance Marketplace

Open enrollment is now available until January 15, 2022 for affordable health insurance plans. Enroll by December 15, 2021 to get coverage beginning January 1. Visit HealthCare.gov(link opens in new window) to learn more.

Use these resources to learn more about finding health insurance: