Frequently Asked Questions about Health Care Reform

Updated:Dec 31,2015

If you have questions about health care reform, you are not alone. As a non-partisan, patient advocacy organization, the American Heart Association/American Stroke Association has sought to provide our volunteers with the facts they need to stay informed about the new law and what it means to them.

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Frequently Asked Questions

A. Health Insurance Marketplaces are now open in every state that make it easier to shop for, apply and enroll in insurance coverage. Through your state’s Marketplace, you can see all of your choices in one place, know upfront what your premium, deductibles, and out-of-pocket costs will be and make apples-to-apples comparisons of the different private health insurance plans available to you before you decide to enroll. The Marketplace also determines whether you qualify for financial assistance to help make health insurance premiums more affordable. You can access your state’s Marketplace online at or by phone, toll-free, at 1-800-318-2596.