- Pre-existing Conditions: You cannot be denied coverage due to a pre-existing medical condition, such as heart attack, stroke, or high blood pressure.
- Health Status & Gender Equality: You cannot be charged higher premiums because of your health status or your gender.
- Clinical Trials Coverage: Most plans must pay for routine care costs if you participate in clinical trials for life-threatening diseases and conditions.
- Essential Benefits: Most plans must now cover 10 essential health benefits including emergency services, hospitalization, primary and specialty care, prescription drugs, and rehabilitative care.
- Preventative Services: Most plans must now provide services such as cholesterol screenings, wellness visits to the doctor, and counseling to quit smoking, at no additional charge to you.
- Out-of-Network Emergency Care: Insurance plans can’t require higher copayments or coinsurance if you get emergency care from an out-of-network hospital- and they can’t require prior approval before getting services from a hospital outside your plan’s network.
Learn More- Visit www.healthcare.gov for more information about the health care law and what it means for you.
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