Promising Patient Protections for Young Family Members

Updated:Feb 18,2014
Birth- With the passage of the Affordable Care Act, insurance companies can no longer deny coverage based on pre-existing conditions, charge higher premiums, or place lifetime annual caps on their coverage.
  • 1 in 1,400 babies will have a stroke
  • 9 in 1,000 babies will have some form of congenital heart defect
Children and Teens- With millions of children currently uninsured, the new Health Insurance Marketplace provides a “one-stop-shop” for parents to learn about health insurance options and find a plan that work for their family.
  • Financial Assistance: Many families are eligible for tax credits to help make their premiums more affordable or enable them to obtain free or low-cost coverage.
  • Essential Health Benefits: Plans now cover 10 essential health benefits, many of which are critical to help keep kids healthy, particularly children with heart disease or stroke.
  • Preventative Services: Most health plans must now cover 25 preventative services with no copayments or cost-sharing for the consumer, including well-child visits and childhood vaccines.
Young Adults- Covered Until Age 26-

Under the health care law, young adults can now stay on their parents’ policy until the age of 26, ensuring their ability to receive regular, quality care throughout their college years and early careers. 
  • 3.1 million young adults (under the age of 26) are now covered under their parents’ plan.
  • 600,000 young adults (under the age of 34) have found coverage through the Health Insurance Marketplace.
The Health Insurance Marketplace provides a single location where individuals without insurance and small businesses can shop for private insurance that meets their needs and budget. Learn more and enroll by March 31st-
  • Online: www.healthcare.gov
  • Toll-free: 1-800-318-2596
  • In-person: Check local listings
View full infographic-