Improving Access to Health Care for Stroke Survivors

Updated:Feb 18,2014
Stroke Survivors Insurance Struggles-
  • 14% are currently uninsured
  • 33% have been uninsured in their lifetime

Stroke patients without health insurance have a 24 to 56% higher risk of death.


The Affordable Care Act Helps Stroke Survivors- 
  • Pre-existing Conditions: You cannot be denied coverage due to a pre-existing medical condition, such as heart attack, stroke, or high blood pressure.
  • Fair Premiums: You cannot be charged higher premiums because of your health status, any pre-existing conditions, or your gender.
  • Essential Benefits: Most plans must now cover 10 essential health benefits including emergency care, hospitalization, doctors’ office visits, prescription drugs, lab services, and rehabilitative and habilitative care and devices.
  • Preventative Services: Most plans must now provide services such as cholesterol screenings and high blood pressure prevention, as well as other evidence-based preventative services, at no cost.
  • Out-of-Network Emergency Care: Insurance plans can’t require higher copayments or coinsurance if you get emergency care from an out-of-network hospital- and they can’t require prior approval before getting services from a hospital outside your plan’s network.
  • Clinical Trials Coverage: Most plans must pay for routine care costs if you participate in clinical trials for life-threatening diseases and conditions.

The Health Insurance Marketplace provides a single location where individuals without insurance and small businesses can shop for private insurance that meets their needs and budget. Learn more and enroll by March 31st- 
  • Online: www.healthcare.gov
  • Toll-free: 1-800-318-2596
  • In-person: Check local listings
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